Unlimited check writing ability without any per item/transaction fees
Unlimited deposit and transfer transactions
Debit card access (Some restrictions apply)
Return of check images, is available
No minimum balance requirement
Checking Features
Overdraft Protection*
Checking overdrafts are not part of your positive picture, therefore we have safeguards in place. Simply link your business checking to a Emerald Bank Savings account or Emerald Bank Credit Line and the funds will automatically move to cover drafts. Emerald Bank Business Credit Line Accounts range from $500 to $10,000 and funds can be drawn down as necessary. Ask our customer service representative.
Emerald Telephone Banking and Emerald eBanking (Internet Banking and Checkless Bill Paying)
Use our convenient telephone and on-line banking services to access your money, move funds or pay bills 24 hours a day. It’s fast and easy.
* Transfer fee and annual credit line fees apply. Subject to credit approval
Free Checking
This non-interest bearing account caters to everyone! With no minimum balance requirement and no monthly service charge, this account provides everything you need in a basic checking account without putting a dent in your wallet like some of the larger bank's checking accounts. Our checking accounts offer unlimited check writing and the convenience of an Emerald Visa Debit card.
Minimum to open this account is $50.00.
Unlimited ATM access at our machine. Non-Emerald ATM access limited to three (3) per statement. $ 0.75 per transaction thereafter.
Unlimited Point of Sale Credit transactions with our Emerald Bank Debit Card.
This interest bearing account requires a minimum balance of $500 to avoid monthly service charge. Our checking accounts offer unlimited check writing and the convenience of an Emerald Visa Debit card.
Minimum to open this account is $50.00.
Minimum balance to avoid fees is $500.00.
Unlimited ATM access at our machine. Non-Emerald ATM access limited to three (3) per statement. $ 0.75 per transaction thereafter.
Unlimited Point of Sale Credit transactions with our Emerald Bank Debit Card.
Designed to provide an avenue to earn a return on funds not needed in your
day-to-day checking account, the Business Investor MMA pays a competitive
interest rate (Current Rate) on your funds with a low minimum balance of only $1,000. Interest is compounded on this account daily and paid monthly. Certain transactional limitations apply.
Minimum to open: $1,000.00.
Minimum balance fee; $6.00.
Minimum balance to earn interest: $1,000.00.
Minimum balance to avoid fee $1,000.00.
Daily interest accrual (Compounded).
First set of standard checks is free.
Transfers from Savings limited to six(6) per statement cycle.
Excessive transaction fee of $1.00 for each occurrence after six (6).
